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You never thought it would happen to you but it did. You and your family were awakened in the middle of the night by the fire alarms. Terrified, you scurried to get your family and pets to safety. Thankfully, no one, including the animals, was harmed. As you watch your home go down in flames, literally, despite the fire department’s best efforts, you can only ask yourself what you should do now. Yes, you’ve lost everything, but don’t worry. It seems as if there is no hope, but there is. Here is a guide as to what you should do after you’ve lost your home in a fire.

Image result for free stock photo House Fire

Move Temporarily
Before you do anything else, you must find safe, temporary shelter for your family and your pets. Hopefully, you have other family or friends with whom you can stay. If not, contact a disaster relief organization (American Red Cross, Salvation Army, etc.) to find out if they have a local shelter. These organizations usually allow your pets to stay with you, too, as do some hotels. If you can only find temporary accommodations for your family, contact your vet. He or she can recommend local pet hotels or their office may have temporary shelter for your dog, cat, and/or other animals.

Call Your Insurance Agent

Once everyone is secured, it’s time to call your insurance agent to file a claim on your homeowner’s policy. San Antonio insurance agents recommend that you do this as soon as humanly possible. The quicker you file the claim, the quicker an adjuster can come out to assess the damages. You may also have what’s called a “loss of use” rider on your policy, which means your insurance will cover the costs of your temporary living expenses. Keep all receipts for your expenditures. This streamlines the process and gets the work started to clean up and rebuild your damaged abode.

Rethink Your Finances
As discussed above, you will receive money from your insurance company for your temporary shelter expenses but this doesn’t negate your mortgage responsibility. You might not have much of a home anymore, but you still have to pay your mortgage and other expenses. You will receive some relief from reduced utility bills; after all, the fire damage took out your electricity and water supply, but these will be restored quickly. Sit down and go over your finances, then pay your existing bills first and set aside your insurance money for your shelter, cleanup, and construction costs.

Get Your Stuff
When it’s safe and only when it’s safe, take the kids to a sitter and go back to the house to recover whatever belongings you can. The fire inspector and insurance appraiser will tell you when it’s safe to enter your home, so don’t even think about going in there prior to their approval. Your home is damaged and unstable, and you never want to compound an existing tragedy with your injury or death. Your homeowner’s policy should cover the loss of your possessions, so gather what you can and create an inventory list. To account for what was lost, create an electronic inventory of your belongings now, and back it up to a cloud server so you can access it from your temporary residence.

Hopefully, you will never lose your home to a fire or any other disaster. If you do, however, abide by the above steps to begin to put your life back together. The most important thing of all is to have a plan for any disaster prior to any occurrence. Make certain you establish quick and easy routes out of the house in the event of a fire, and also make sure you have crates readily available for the pets so you can save them, too. Be prepared for the worst. You’ll be thankful you were in the end.

Getting into shape should always be a marathon, not a sprint, even when you aren’t actually running.
You’ve started to notice that you feel and look a little out of shape and you want to change that.
You make a goal to get healthier again and decide joining a gym will help. You get to the gym and start your workout but about halfway through you are just dying. And not dying because you are pushing yourself physically, but actually feeling intense pain that you know isn’t right.
And it probably isn’t.
If it’s been a while since you last exercised consistently, whether that means a couple months or a couple years, there are a few things that are going to be good to know to make sure you don’t push yourself a little too hard to avoid causing an injury that forces you to wait to exercise again for another couple months.
Here are five of those important things to remember when you start exercising to make it a good healthy habit not just for now, but for the rest of your life.

1. Warming up shouldn’t be an option

Most likely, you aren’t 16 anymore, but even if you are, warming up is an essential part of an exercise and will not only help to get your heart rate up and ready for exercise but will help your body to exercise more effectively and prevent unnecessary injury.
According to the American Academy of Orthopedic Surgeons, warming up gets your blood flowing, raises your muscle temperature, and speeds up your breathing rate.
A warm-up doesn’t have to be anything too complicated, but the time you spend warming up does need to be adjusted by your fitness level and the type of workout you are doing.

2. Stretch, stretch, then stretch again

Probably the number one rule of sports medicine and one that any personal trainer will tell you is that stretching before and after you exercise is pretty essential.
Stretching can be a good thing to add to your warm-up because you actually have to warm up your muscles before you stretch them because trying to stretch cold muscles is not a good idea.
Stretching is something that a lot of people think they can skip, but skipping out on stretching is really just making your body lose out on the flexibility that it needs to help you exercise and also recover from those exercises.

3. Drink a lot of water

It seems like a no-brainer to know that drinking lots of water is really good for you and important to do, but it should also be a no-brainer to know that when you start exercising you are going to have to increase the amount of water you drink.
Staying hydrated will give your body the strength and energy it needs to push through exercising and give your muscles the oxygen they need to work well and rebuild themselves after your exercise.

4. Feed your body

Just as important as staying hydrated is, eating the proper foods to give you the energy to exercise will help rebuild and help recover those muscles after you use them.
Proper nutrition is an essential part of your body’s overall health, and it will probably be hard to see the results you want if you only exercise and don’t eat right. Doing both hands will help you to achieve your fitness goals.

5. Get enough shut-eye

The magic formula for a truly healthy body and especially for those who are trying to get healthy and perhaps lose some weight is sleep, eat right, and exercise.
If you are not getting enough sleep eating healthy and exercising still won’t be enough because your body will be left weak and vulnerable if it is exhausted, and you will be disappointed as well because a tired body won’t be able to exercise as hard as you want it to.
Try to get enough sleep to allow your body to re-energize, and be ready for all that it needs to take on when you begin to exercise again.